McKinney · Greenville · Dallas, TX
A bank offers only its own products. Diane shops a wide lender network, comparing programs, rates, and terms to find your best fit. You get more options and one advisor guiding the whole process.
Diane explains how she is compensated and any costs before you commit. Full transparency, no surprises at closing.
Depends on the program. Some conventional loans allow 3 percent down, FHA has a low minimum, and VA and USDA may allow zero down if you qualify. Diane helps you find the lowest realistic option.
No single magic number. Programs vary and some are flexible. Diane can often find a path even if you have been told no.
Pre-qualification is a quick estimate. Pre-approval is a fuller review that carries more weight with sellers in a competitive market.
It varies by loan and situation. Diane keeps it moving with clear communication and gives you a realistic timeline up front.
Yes. Bank-statement and alternative-doc programs are designed for self-employed and 1099 borrowers. This is where a broker makes a difference.
Only if it benefits you. Diane calculates your break-even point so you decide on the math, not pressure.