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Mortgage Broker ยท NMLS #2365701

A North Texas Mortgage Broker in Your Corner

Diane Walls is an independent mortgage broker who shops multiple lenders to find financing built around your goals. Whether you're buying your first home, refinancing, or investing, she provides honest guidance and personalized support from application to closing.

  Local North Texas broker      Many lenders, one advisor    •  Personalized & stress-free

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Diane Walls

Mortgage Broker

Choose Your Path

What would you like to do?

Pick the path that fits you and Diane will guide you from there. A simple process, and more options, because she works with many lenders instead of just one.

Planning to buy?

Let's talk options and goals before you make an offer, so you shop with a clear budget and a strong pre-approval.

Loan Programs

Ready to apply or refinance?

Start your secure online application and get pre-approved. It is quick, and there is no obligation to move forward.

Apply Now

A real estate agent?

Let's partner for smoother closings and better client experiences, with a broker your buyers can rely on.

Schedule a Call

Loan ProgramS

Loan programs for every stage

Whatever your goal, there is likely a program that fits. Explore the options Diane can help you compare and secure.

Home Purchase

FHA, VA, USDA, Conventional, and One-Time Close construction loans. Down payments as low as 0% for eligible buyers, with options for first-time buyers, veterans, rural properties, and new construction.

Explore Purchase Loans

Guidance & Matching

One advisor comparing multiple lenders on your behalf, with step-by-step support from first call to closing day. Plus down payment assistance for eligible buyers.

Explore Refinancing

Refinancing

Lower your rate, reduce your monthly payment, shorten your term, or access equity with a cash-out refinance. Diane runs the numbers honestly so you only refinance when it benefits you.

Explore Investment & Non-QM

Investment & Non-QM

Flexible programs for investors, self-employed borrowers, and complex income situations. DSCR loans, bank statement programs, asset utilization, and loan amounts up to $3M.

Explore All Programs

How It Works

From hello to keys

Here is exactly what to expect when you work with Diane. Clear communication at every step, no surprises.

STEP 01

High-Trust Call

We chat first and build the right home loan strategy together.

STEP 02

Loan Application

Complete the easy online application to start your pre-approval.

STEP 03

Pre-Approval

We review your options and map the best path forward.

STEP 04

Underwriting

We submit your file to obtain the initial approval.

STEP 05

Loan Processing

We work with you to clear any items the underwriter requests.

STEP 06

Closing

Documents are drawn and sent to the title company for closing day.

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Meet Diane

Meet Diane Walls

Diane is a dedicated mortgage broker committed to helping individuals and families reach their financial goals. With strong attention to detail and creative problem-solving, she provides personalized guidance throughout the loan process and works to find solutions that fit each client's needs.

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Whether you are a first-time buyer, trading up, downsizing, or simply ready for a change, Diane can help you understand your options before you make an offer. She reviews your budget, income, and savings to help you understand what is realistic and make the process feel less overwhelming.

More About Diane

Client Stories

Clients who found their yes

Real people, real closings.

Diane made our first home feel possible. She explained every option in plain English and found us a better rate than our own bank offered.

Sarah & Tom

McKinney, TX

We'd been told no elsewhere. Diane found a program that fit our situation and walked us all the way to closing without the stress.

Marcus R.

Greenville, TX

As an investor, I needed flexibility fast. Diane compared lenders for me and closed on time. I've already sent her three referrals.

Jenna P.

Dallas, TX

Quick answers

Questions, Answered

Broker vs. bank?

A bank offers only its own products. Diane shops a wide lender network, comparing programs, rates, and terms to find your best fit. You get more options and one advisor guiding the whole process.โ€‹

How much down payment?

Diane explains how she is compensated and any costs before you commit. Full transparency, no surprises at closing.

What credit score do I need?

No single magic number. Programs vary and some are flexible. Diane can often find a path even if you have been told no.

How much down payment do I need?

Depends on the program. Some conventional loans allow 3 percent down, FHA has a low minimum, and VA and USDA may allow zero down if you qualify. Diane helps you find the lowest realistic option.

Service Area

Located in Dallas,
Serving all of Texas

At Novฤ“m Lending, we understand that securing a mortgage is a pivotal step in achieving your dreams of homeownership. We proudly serve McKinney, Greenville, Dallas, and the entire state of Texas.  Diane is committed to guiding you through every stage of the lending process, ensuring you are informed and empowered to make the best decisions for yourself and your family.

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Take the First Step

Guiding you home.

Buying, refinancing, or investing — it starts the same way: a short, friendly conversation about your goals. No pressure, no obligation.

Your information is secure and never sold.

McKinney · Greenville · Dallas, TX

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